The cost is included in the total amount billed. Value-Added Services are offered only on specific lines of coverage, and carry a separate charge, which is added to the cost of the insurance.
Receipt of an Accelerated Benefit may affect your eligibility for public assistance programs. Receipt of an Accelerated Benefit may be taxable you should consult your tax advisor for specific advice. It will reduce the total amount of your life insurance benefit payable under the Policy by the amount of the accelerated payment. The Accelerated Benefit is not long term care insurance. Help protect our families, Fact Sheet, 2021,